Hurricane Loss Mitigation Program (HLMP)

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Hurricane Loss Mitigation Program (HLMP)
Notice of Funding Availability (NOFA)
September 10, 2019

St. Lucie County has been awarded $194,000 from the Florida Division of Emergency Management for activities that include retrofits, inspections, and construction or modification of building components designed to increase a structure’s ability to withstand hurricane-force winds. The Retrofit Program utilizes the Florida Building Code as its standard for all retrofitting. 

All interested homeowners are encouraged to apply. Applications will be approved on a first-come, first complete basis until funding is exhausted. Please note that this program is subject to the availability of funding. 

Eligible activities include:

  • Replacement of roof sheathing and/or covering;
  • Installation of secondary water barrier;
  • Installation of hurricane straps or clips;
  • Installation of window and door opening protection (impact resistant);
  • Brace bottom chord of gable end;
  • Anchoring of wall or floor units to the foundation;
  • Strengthening of roof deck attachment (nailing).

Eligible homeowners must meet the following criteria:

  • The home must be a single-family home located in unincorporated St. Lucie County, be owner-occupied and have a current homestead exemption;
  • The property must be free and clear of any adverse liens or judgments;
  • Proof of homeowners insurance must be provided;
  • Homes must have been built before 2001;
  • The mortgage payments and property taxes must be current;
  • Properties must not be in need repairs for health and/or safety code issues as determined by St. Lucie County Housing staff. The structure should be in overall good condition. 
  • Households cannot exceed the income limits below. 

Household Size







Household Income








Homeowners: To apply, please contact the St. Lucie County Housing Division at (772) 462-1777 or email You can also visit our office at the following address:

St. Lucie County Community Services
437 N. 7th Street
Fort Pierce, FL 34950 

St. Lucie County does not discriminate against any person because of race, color, religion, political affiliation, sex, national origin, sexual orientation, genetic information, disability or against any other protected class.